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Ends 11-6-08
Widowed mom with 2 little girls.  Need a loan of about $50-$100k.  I worked every day about 12 hours, my girls are 5 and 12 and need me.  I'm living in the worst economy in the nation - Detroit.  I earn about $40k per year and can pay this money back-but I'm not sure of the time frame - your choice but at least 5-15 years depending on the amount you're able to loan.  When my husband died I was attached with tax liens he had prior to our meeting...i had to pay them plus his $17k funeral expenses.  The money is to get a small business going so that I can spend more time with my girls. My credit is shot because the home in Detroit I was renting went vacant when the renter lost their job.  I can't feed my girls and pay 2 mortgages.  I know I can repay this debt. I'm driven and honest in all my dealings.  Please I'm working, not on welfare, not on foodstamps, not using any government assistance.  I await your response                    Code: DG27NL

Ends 1-6-09
I am looking for someone with the ability to invest 20k during this allegy season in my clinic.  I am incorporating a new technology, that I am sure will be a hit.  I have the equipment, the store-front and the knowledge, I just don't have the capital to let people know about it.  It is a computerized system that analyzes a person's alergic reactions to environmental factors, such as pollen, dust, chemicals; sensitivities to foods and metals, such as allergies to shellfish, peanuts, perfumes, food odors, etc. After the allergens have been determined, utilizing sound frequencies and laser technology, we can reprogram the body to not react negatively to the allergens. It will be one of kind in the town of Dalton, so I know there is a good market for it. Dalton  GA, according, to several doctors I know, besides being the carpet capital of the world, is also the allegy capital of the world. I guess all the toxic waste from the carpet mills eventually have an effect of the people's inmunity. The money will be used mainly in the promotion of the technology, and part will be used to pay for debt acquired setting up the system.                        Code: FV97EB

Ends 11-6-08
Hello! I am requesting a loan of $100,000 to consolidate some debt. My husband and I opened up a child daycare center a year ago and we just started making really good money with it a few months ago. But our debts have piled up over the past year and the interest rates on our credit cards have gotten incredibly high. So we would like to consolidate and get our debt under control. We would like to do it soon so that we can get started on a family. We would like to have the loan for 8-10 years, at 10-15% interest rate. We are willing to negotiate terms. Thank you for your consideration.                             Code: DR38KC

Ends 11-6-08
First and foremost, thank you for reading my request. I'm looking for a loan in the amount of $50,000 - $100,000 to fund a start-up multi-family real estate investment corporation. I'm an extremely smart and determined individual with big dreams and an even bigger drive to succeed. I have a unique ability to read markets, understand financial statements and find capital where no one else can. Financial entities will not loan money for residential businesses so I have to look at the private sector. I need $5,000 at first to pay for incorporation fees and lawyer fees (to have sale & purchase agreements drawn up, litigation, etc). The remaining amount of the loan will cover the down payment on the prospective property. I prefer the private lender to act as more of a partner than a silent investor, meaning someone who will involve themselves or at least require updates from time to time. The interest rates and payback period length are negotiable as well as ownership of stock or interest in the corporation. I own my car and would be willing to use it as collateral on the initial $5,000 investment, as well as sign any legal documentation required by the lender. Furthermore, I'm willing to place contingencies in the sale and purchase agreement which will allow all funds to be withdrawn should financing become unavailable for the property. (Very doubtful, as multi-family & commercial lenders base their decision on the income of the property and not the borrower’s credit). I would love to discuss this farther with anyone who is interested and I am open to multiple investors if need be. Thank you again and good luck in all your future endeavors.                                           Code: JM72SB

Ends 11-2-08
I humbly approach my potential benefactor from an unfortunate disadvantage. My story is simple. I do not qualify for a conventional loan, because along with zero collateral I also have a totally demolished credit rating. The naivete in my past of dealing with professional scammers who I blindly believed had my best interest at heart, were the direct cause of my misfortune. Consequently I became separated from what little savings I had only to be flooded with debt by my relentless creditors, who have subsequently filed several lawsuits against me. However, despite my experience with these unscrupulous defrauders, I do believe that the honest samaritan spirit still exists in this world. And that the future does hold a promising prospect, even for pauperized entrepreneurs like me. My proposal is a loan request of $120,000. $45,000 for debts, and $75,000 for investments. The repayment is with a 15% interest on the loan principal, and the payment schedule will be proportionate to periodic investment yields. The amount of the loan and interest are negotiable. It is with my deepest gratitude to whomever responds to my loan request.                Code: BS28PE

Ends 11-2-08
URGENT REQUEST! Thank you for reading and considering my loan request. I am requesting a loan in the amount of $2,701.00. This is the amount of taxes due on my late motherʼs home. It is imperative that this loan be processed and funds received by Monday, October 6, 2008 so that the payment can be made prior to the scheduled tax sale of the property on October 8, 2008. My mother worked very hard to purchase the home, where she lived for 37 years, and where she died in 2003. It is a small estate, under $50,000, but to me it is the family home. This modest home is filled with the memories of our familyʼs joys, pains, and successes. Up to this point, I have been maintaining the property as best I can, and paid the property insurance and taxes out of my own pocket. I am no longer able to maintain my current residence and continue to pay the taxes and insurance on my motherʼs house. I was not aware that these types of lending networks existed until recently. My request is urgent. If you are able to lend the $2,701.00, I am willing to repay this debt, at a reasonable interest rate, within 24 months, or a mutually-agreed-upon term. I am willing to sign and commit to a mutually agreed legal arrangement for this loan. Due to these circumstances, I have been forced to place the property on the market. It would just be a travesty to my motherʼs memory to lose the property for taxes. I have been employed at the same organization for several years. A swift response to my request would be greatly appreciated. Thank you.            Code: VL93RK

Ends 11-2-08
SMALL INDEPENDENT BOOKSTORE SEEKING FUNDS TO EXPAND INVENTORY AND CATCH UP ON SOME OUTSTANDING INVOICES.  We are looking for $75,000  - $50,000 towards increasing our inventory, and $25,000 to pay existing bills due.  We can afford to pay approx $2500 per month to pay this loan back at an interest rate of 20% to be paid within 3 yrs (we are wiling to neg this, of course).  If you are someone who loves books and/or strives to support independent businesses, then this is a genuine opportunity to help a small business wanting to provide the best  bookstore possible for our community. We, as an independent bookseller, are unfortunately one of the last of a dying breed, as our society becomes more and more dominated by the big box store.  We have been in the bookselling business for almost 30 yrs - 15 yr of them owning our own bookstore in the Pacific Northwest and now in the Los Angeles area.  We managed to struggle through the collapse of the 'dot coms' and 9/11, and the trickle down effects of the dire economic conditions now upon us.  However we have not come through the challenges of the last several years unscathed.  Our credit has suffered, but our number one priority is always to pay our bills, and provide a wonderful, intimate bookstore shopping experience for our loyal customers.  We appreciate your consideration, and if you would like more information, or pictures of our store, please contact us.  We are very serious about acquiring a loan in order to continue to provide an independent bookstore for our wonderful, loyal customers  and keep our vendors paid in full.  Thank you.                   Code: LS37JL

Ends 11-2-08
I am a single mother and I am trying to stay afloat at the moment. My daughter and I have recently moved out on our own, my expenses have gone up and my deferred school loans have come up for payment. All of these factors have significantly impacted my quality of life because I am VERY worried about being able to support my child. What I seek is a way to pay off my credit cards and keep a little padding in my savings account which I have nearly depleted. I am in the process of looking for a part time job in order to increase my monthly income as well as considering a change of my full time job just so that I can take care of my daughter but neither one of those changes will have an immediate impact over the sinking feeling I have. I would like to eliminate the multiple payments that I have and deliver the payments to a single source. I am happy to have them directly debited from my checking account on a monthly basis with a 15% APR. I am willing to discuss the APR and if you are willing to work with me I will pay whatever you feel is a fair APR. I am a Marketing Manager with a bachelors degree, I am many years into my career and I am a very responsible individual but I have been a single mother for 16 years. I was in a relationship with shared expenses for 3 years and now find myself on my own again in a stifling economy for someone with my income. I seek a loan of $10K - $15K to save my sanity. I am very stressed out at the moment and that stress is impacting my quality of life. I would like to receive this loan as soon as possible to make me even more demanding than I originally sounded. :) Please take a moment to think this over and if you find yourself in a position in which you can in fact help me I implore you to do so. I personally think that I am a fantastic cause and you would be making a world of difference in my daughter's and my own life. Thank you so very much for your time.           Code: SD26TB

Ends 10-27-08
My loan request is for $10,000.00 so that I can start a small home publishing business. It is a franchise which produces a small free weekly tabloid containing upbeat and informative content and advertising (the ads bring in the revenue). This is a free distribution paper which would be found in various locations throughout the city and surrounding areas. At present I am home caring for my mom (she's 91) and myself (recovering from breast cancer).  Working from home has been a dream of mine for years since I worked as an Associate Editor at a directory publishing firm. The U.S. economy looks bleak and things are tough all over so this opportunity would help pay for some of my medical bills and caring for my mom. My publishing background makes this franchise right for me.  The $10,000.00 loan would pay for the franchise license and some of the monthly fees.   I thank everyone for taking the time to read my loan request and hope there is some consideration for my request since the franchise company is waiting to hear from me soon.  Thank you and many blessings to you all.                   Code: MG53SP

Ends 10-27-08
Need a loan to help get through a tough transtion.  We want a loan, to help pay for our daughters wedding, to catch up on bills, alot has come down to us all at once.  We are good and honest people.  It has been heart breaking, not being able to help our only daughter.  I have been at the same job for 28 years, I plan to make payments set up to come out of my checking account every month.  I need the money as soon as possible.  I want a loan for 7,000, for 48 months or 36.
please consider this loan.               Code: JK72SC

Ends 10-18-08
$20,000 for 5-7yr term, no pre-payment penalty… Start –up Loan request to purchase Equipment. I have written a real business plan that makes sense. I have the experience, the skill, the understanding of the market, and the action plan to implement it all.  All I need are the funds to purchase the equipment, pay the County license and insurance fees and I will be on my way to making money from day one. My business plan has me keeping my present job in the same field for six months while I establish my marketing plan and my customers become aware of my new service. This is a service based business that fills a strong need in the southwest Florida market and my first year projected earnings are 75-100k in today’s slow market! Please contact me with your loan proposal                    Code: MF62AC

Ends 10-18-08
We are a family in the Uk, near to the Yorkshire Dales, with 2 children, and we are in need of help with a loan of £6000,payable over 60 months, between 8%-12%, to enable us to get back on our feet to pay for bills and pay expensive credit cards off. I am employed within the engineering industry with a good income, 23 years with Rolls Royce, and 6 years at my present employer, I have never been out of work, and usually work 7 days a week, due to the high cost of living in the moment in the Uk. Last year we left our home of over 10 years, which we had built up since the children were babies,due to being illegaly scamed by an ilegal broker who took all of our money, who we are now pursueing through the legal process, as a result my wife was very poorly, due to the stress and being very fragile,as she had lost faith in everyone, especially as we are good honest, hardworking, people who are just trying to pave a future for our children,as parents our lives revolve around both children, and to bring them up properly with a good edcation, and both children are athletes, the oldest child 14 years old is dedicated to her athletics, and currently ranked high in our national rankings, who in turn is working hard to achieve her goal and dream, to go onto university, and one day be part of Team GB, she as well has been very worried about things and losing her home, that over the past year she has been poorly too. Would really appreciate some one able to help us, and to also build a good relation ship with them, any info needed can be supported.            Code: KB79PR

Ends 10-18-08
MAKE $8548 ON $20,000  Seeking 20,000 private loan to consolidate all debts and to help my two daughters start college. My family moved to Florida 2 years ago from Michigan.  I have been a machinist for 23 years and  worked in automotive machining until I moved to Florida.  I now work for one of the top aerospace and aircraft machine shops in the country.  I have no intention of leaving and have a steady history of employment.  I am offering up to 15% interest for 5 years with direct deposit every 2 weeks from my paycheck into your account My family and I need this as soon as possible.         Code: PG57KM

Ends 10-18-08
***Hello,  I as well as many others here is looking to obtain a unsecured personal loan in the amount of $7500---ASAP.  This will be to consolidate a small personal loan and stop this awful cycle of payday loans and finally pay them off.  The small personal loan was for moving expenses but to my surprise, my husband decided he was not coming with us.  My son and I move into a house that was just barely affordable with just my income.  I tried to make ends meet but with the increasing cost of oil to heat the home, I resorted to appling for a payday loan to get us by, then one lead to another and so on.   I am current with all loans.   I have since moved into a small apartment with just my son and a very affordable payment.  I am a nurse and have been for 15 years with a steady income.  I have managed to pay these payday loans and stay current so the matter of paying this loan every month would not be a problem--this smaller payment would be a blessing.  I have tried to apply for other personal loans but was delcined.  I can pay this off in 4-6 years with interest between 5-10%.  If there is a loan processing fee prior to obtaining this loan--I can not pay it.    I thank you in advance.   Code: MC26TH

Ends 12-15-08
HELLO  I am looking for a loan to help my business continue to grow. I am in need of more space. I am looking to borrow $250000.00 for 5-10 years depending on rate. rate is negotiable and I do expect to pay a higher rate. The loan would be to build a new shop/warehouse as well as to pay off some existing debt to make it so that I have only one payment. I have equipment and other assets that could be used as collateral and I am not against a blanket collateral option. I have been in business for over 6 years with several more years of experience. I look forward to hearing from you and thank you.    RATE AND TERMS NEGOTIABLE                Code: JV23KB

Ends 10-15-08
Starting fresh is very important to me.  After 21 years working at the same company, we were downsized.  During that time, credit card bills mounted.  How stupid of me to those convenience checks instead of asking for help.  Now I feel out of control with too much high interest debt and I have learned from my mistakes.  I am asking for help instead of trying to take an 'easy way out that will certainly cost me later.  I am a homeowner with no mortgage, but I don't want to use my home as collateral with the bank. Other than the cards that I will pay off with these funds, I have few expenses.  I will have no problem making monthly payments.  I am trying to secure 30,000 at 12% for a 7 year period.  I also am interested in paying more than minimum monthly payments when I have extra available.  I don't like being debt, so I will get this paid off as quickly as I can.                      Code: PL78PR

Ends 10-15-08
Looking for $10,000 loan for business.  I would like to start working again with my own business.  I am currently $10,000 shy of the total start up costs.  This business would allow me to use my skills from my previous employment to make it a success.  I am hard working and dedicated.  I have no problem working 24/7.  I actually enjoy it.  The only thing that is preventing me from doing this now is the $10,000.  I will be able to repay this money within a few months as I have potential clients waiting for my services.  I hope you will consider this request and contact me.                                   Code: JS25TD

Ends 10-12-08
I am a 50 year old breast cancer survivor. I am presently in remission. Due to the length of my treatments and recovery process in the past I hadn't been able to work much. As a result my finances suffered. Some of my debt is from use of my credit cards to help with my medical bills when my insurance couldn't cover certain expenses. I am humbly asking for a $3000.00 loan payable over 24 months. You can determine the interest rate. This would help put me back on track. I start a new full time job in 2 weeks. I really want to do a good job. I want to stay well. This is why i am asking for a loan so that I won't stress my body out worrying about my bills. This will give me peace of mind. Please help. Thank you.                Code: CS27JB

Ends 10-12-08
Secured Loan! Willing to place funds in interest bearing account with guarantor (you) as account owner and borrower (me) on loan. Willing to pay 10% in addition to interest you earn in secured account. Currently own 4 properties! Looking for $175k loan for 3 years with interest payments for first 18 months. Need loan within next 30 days to rehab current properties to sell and start new consultant company. Currently have interested buyer for one of the properties. Will repay with
money from closings additional investments not yet returned payroll (Currently employed 9 years with current salary over $60k per year plus incentive) Income generated from start of new business. Proof of repayment (above) can be provided.
Please contact                      Code: MM98PL

Ends 10-12-08
Hello, I am in need of $5000 to pay off some bills. I'm willing to pay the loan back in 3-4 months. I'm willing to pay up to 10% in interest. I'm trying to close on some real estate deals where I'm cashing out at closing. Your money is guaranteed to be paid in full. Please, if you're interested email me your terms.                    Code: JW56TE

Ends 10-12-08
I would like to borrow $5,000.  I am a single mother of two and have come into financial difficulty due to being scammed.  Because of the loss of money, I took out payday loans (which I shouldn't have done) but now I am have outstanding bills that I would like to have help with.  I would like this to be a short term loan (12 months or less) and would be willing to pay anywhere from 3%-8%.  I would appreciate consideration on this. I have a full time job working for the State of Pennsylvania for the Department of Corrections as a clerk typist.  Thank you for your consideration.                                   Code: LZ52DC

Ends 10-11-08
Hello, I appreciate you taking the time to read this loan request. I am in need of a small personal loan anywhere from $5,000 - $10,000 as soon as possible to catch up on bills and consolidate debt that I have because of a bad relationship that took me for everything that I had (He wiped out my bank account and disappeared). Because of that I am falling behind. I am in the process of rebuilding my credit but at the moment it isn't good enough to be approved for a personal loan of this size. Enough of my sad story. I am very dependable and have been employed at my place of employement for over 8 years. My annual salary is $74,000. I live in Orlando Florida. I realize that the interest rate would be high but I am willing to pay what I need to and on time. We could make arrangements to have it automatically taken from my paycheck every month if nessesary. Thank you again for considering my request.                    Code: BR26TE

Ends 10-11-08
I need a loan for 20,000 dollars. I am working inTallil, Iraq as a civillian contractor for the US Military. The reason for the loan is a down payment on a 2009 Chevrolet 2500 HD. I can easily pay off the loan in 12 or 18 months. The truck has to be paid off by the time I come home or I have to pay taxes on what is owed. I could wait but I am trying to rebuild my credit and the longer I pay the more it reestablishes my credit. Gmac can finance the other 30k as long as I have the 20k. You would be helping me out greatly. thanks, Justin                       Code: JM82AF

Ends 10-11-08
PLEASE READ:Hello, I need help cacthing my breath. I have student loans and I'm late with my mortgage(and other bills but mortgage is #1) and my credit is sincking. I just bought a house and then got laid off so that put me behind in my payments. If it isn't one thing it's an other. I got this great job now but I'm working 2 jobs and still can't catch up. I am a single mother of a 12 year old boy who cannot see my pain. I am invincible to him and that is how I must remain. I can't get a loan because of my credit and I can't get my credit correct because I can't get a loan. I need 10,000 and could make arangements with you to pay it back(all of that is negotiable). Hopefully my son will be in the NBA and not have any problems. I appreciate all of your time thank you.                      Code: DC67LB

Ends 10-11-08
Our company (a Delaware/US-registered LLC) supplies scrap metals & plastics to Recyclers. We are looking for US$200k - US$1.0 million working capital loan at a fair interest rate for 2 years term. We maintain business banking relationship with a reputable bank in the EU, and can provide Standby Bank Guarantee for 50% of the loan, upon receipt of the loan amount in our business account. However, we cannot provide an SBG for 100% of the loan amount, because we constantly need liquid cash for purchasing available stocks of scrap metals & plastics from vendors. We shall appreciate direct offers from genuine Lenders.                    Code: IU87TR

Ends 12-8-08
Please help. I need a unsecured loan in the amount of  $119,875.43    this would allow me to consolidate all my debt. in order to have only one monthly payment. willing to enter into a suitable repayment.                   Code: CP97KB

Ends 10-8-08
I am looking for a loan in the amount of $15,000. I lost my job and the company that I worked for was unable to give me my last paycheck when I was let go because, they did not have the funds, and it took 3 weeks to get my 1st unemployment check and you don't get paid for one of the weeks, so this put me in a terrible situation. I do have poor credit from when I had been laid off many years ago, but have paid off a lot of my debt over the years. I need to get caught up on some bills by paying some off and would like to finish some home improvements that have been started and also use a little for a home business I would like to start. I am married and we have 2 kids, my husband has a good job makes about 70,000 yr. I would be willing to have the payment debted from my account every month.                         Code: CB92CE

Ends 10-8-08
Looking for someone to help me!!!  I am a single person, working hard at 2 jobs trying to get back on my feet after falling on hard times.  I have tried everything, friends, family and the banks only to get refused.  My credit is not very good, but I try hard to pay my bills on time and make ends meet.  My request is very simple:  I am looking to borrow $7500 to pay my obligations and just have 1 small bill to pay each month instead of so many nickel and diming me to death.  Anyone who loans me the money will be paid back out of my direct deposit, so they will have the guarantee each month of getting what they loaned me.  If anyone reads this anytime soon, please know that I truly need the help as soon as possible and will gladly pay back what I owe so we can help others out there as well.  I appreciate the help and hope someone can truly help me get back on my feet again.                       Code: ED46HP

Ends 10-8-08
To my angel from above, I am in need of a loan for $200,000 to pay off bills and mortgage and help with my business. I own a small cleaning business and my husband works for a printing company. They have cut back on employees but fortunately my husband is still there for which I am so grateful, but they have cut his hours. In 2001 he lost his job and we in turn lost our dream home then and ran up a lot of debt. We own a small home now that I couldn't bear to lose. I know I will never be able to live through another lost home again. When I think about it I can't even breathe.  We could afford $1000 a month in payments and possibly more if his work picks up. This is a last resort for us as the banks don't want to talk to us because of our debt to income ratio. I am begging someone out there to help us rise above this moment in our lives and maybe someday be able to help someone else out. Thank you for taking the time to read this and I pray the right person does read it.                      Code: DB35TH

Ends 10-4-08
WE ARE IN NEED OF HELP TO GET OURSELVES OUT OF DEBT!!  WE ARE A HARDWORKING COUPLE OF 2 CHILDREN WHO NEED HELP ASAP!!!  WE ARE LOOKING FOR A LARGE LOAN IN THE AMOUNT OF $150,000.00 WE ARE ABLE TO PAY AT LEAST $1300.00 A MONTH .  WE ARE REALLY IN NEED OF GETTING OUR BILLS ALL CAUGHT UP WE DONT HAVE GREAT CREDIT BUT HAVE GOOD JOBS THAT WE WORK FULL TIME AT AND OFTEN WORK OVER TIME SINCE WE ARE OVEREXTENDED AND LIKE I SAID NOBODY IS WILLING TO GIVE US A CHANCE, GOD KNOWS WE HAVE TRIED , WE JUST NEED SOMEONE WILLING TO TAKE A CHANCE ON US AND GIVE US A FRESH START.  I WOULD LIKE TO PAY ALL OF OUR BILLS OFF AND HAVE ONE PAYMENT EACH MONTH .  MY HUSBAND HAS BEEN WITH HIS CURRENT EMPLOYER FOR THE LAST 10 YEARS AND HAS WORKED IN FACTORYS FOR THE LAST 18 YEARS , I HAVE BEEN WITH THE SAME EMPLOYER FOR THE LAST 4 YEARS AND HAVE WORKED AS A WAITRESS FOR THE LAST 20 YEARS.  I KNOW THIS IS A LARGE REQUEST BUT I LOVE MY HOUSE AND REALLY DONT WANT TO LOOSE IT.  AND AM SO AFRAID OF THE POSSIBILITES.  THE BILLS WE WOULD LIKE TO PAY ARE OUR TRUCK, CAR, HOUSE , 5 CREDIT CARDS , A PERSONAL LOAN TO MY MOTHER,  AND DAILY LIVING EXPENSES. PLEASE HELP UP WE ARE REALLY IN NEED.   THANK YOU !!!!!      Code: CP93HK

Ends 10-4-08
Good day to you all. This site is my last resort. Before leaving for Afghanistan I promised my fiance we would marry if and when I returned home. Unfortunately all my savings for the wedding have gone to keep my aunt's health intact after she was diagnosed with cancer of the pancreas and liver. I'm simply asking for a small loan of $5000. My fiance and I are more than willing to take less as we would be more than grateful if our parents could actually see us exchange vows. If you have any inhibitions I will explain that US Armed Forces  members are contractually obligated to repay all debts. If you could find it in your heart to help feel safer knowing that the US Government won't let you be kept from your investment. I will not default or make any late payments. I don't care about interest rates up to 30%. Thank you for your time in hearing my plea.                         Code: PW26EA

Ends 10-4-08
Small Business needing $50,000 to $100,000 for updates/expansion, increased cash flow and working capital.  Will pay an interest rate between 10% to 18% on a short term loan with monthly payments (terms negotiable). Funds will be used for expansion and to pay off all small debts.  Company makes excellent income with a high owner equity postion (Collateral possible).  Unfortunately due to past personal credit history I am unable to obtain financing through normal channels.  I am in need of financial assistance asap!  I am willing to go over every detail of what I'm trying to accomplish as well as more information on the situation at hand.  Please consider my request and thank you so very much in advance!                 Code: PT58LG

Ends 9-29-08
This is a request for an $8,000 loan - paid back at 12-17% interest over 48 months (or sooner).  The loan will be used to consolidate credit card debt.  Unfortunately I cannot go to normal load sources because the credit card debt has raised my debt ratio so high that I don't qualify for other loans.  I would like to pay off the cards as soon as possible to get my credit back on track.  I would be more than happy to provide any references or contacts needed to make this happen as quickly as possible.                       Code: SS52CS

Ends 9-29-08
Hello, I am a 31 yr old female in need of a second chance.  I am trying to get back on my feet, with the prospect of marriage and children in my future; I need to get out of debt soon.  I have approx. $55,000/USD in unsecured debt with high interest rates.  I would like to consolidate this $55,000 into one payment.  I have a good credit score, but because my debt to income ratio is so high I am unable to obtain a loan.  I need this loan ASAP to start paying this off now.  Right now all of my money goes to my bills and I can barely afford necessities like food and gas.  I always pay on time and have very good credit history. I will pay the balance off within the next four years, making (48) payments of $1300.00/month.  (Total amount paid back to you is $62,400/USD providing you with a $8034.59 ROI).  I am unable to put money down on the loan.  Please let me know if any one is able to help.  Thank you in advance for your time and consideration.  FYI: As of August 2008, my current FICO credit score is 672. My outstanding balance on all of my credit cards is 54,365.41.                               Code: MG89LP

Ends 9-29-08
I am asking for your help. I recently was a victim of a scam and a crime in the amount of $5,000.00 I foolishly believed that I won money in a Canadian lottery. I received a check for $5,000.00 and cashed it believing it was real and then was told to wire the money to several people to help pay the taxes. I did this and was told I would receive $140,000 in winnings. It never happened obviously and then my bank, realized it was a fraud and deducted $5,000.00 from my savings account. I would use this savings to help pay some of my debts. I have filed a compliant with the IRS, FBI, and local authorities. I would be happy to provide you documentation to verify this. Anyway, I am falling behind on my bills. I have applied for loans to help pay off some of my cards but have constantly been denied because my balances are too high on my credit card accounts. I KNOW THAT. THAT IS WHY I APPLIED FOR A LOAN.  Anyway, is there anything that can be done for me? A loan or a payment plan? I do not like falling behind and don’t want my credit to get damaged. If possible please help me. Otherwise, I will be forced to get a debt consolidation loan or worst, possible bankruptcy. I have been gainfully employed for 24 years and have a good income($99450) per year and consolidating my debt into one payment should not be a problem. I would like to borrow between $15,000 to $25,000 and repay over a five year period with payments in the $300.00 to $400.00 per month charge. ANY HELP WOULD BE GREATLY APPRECIATED. Thank you for your cooperation in this matter. Code: PD46HN

Ends 9-29-08
I am a single mother of a 16 yr old daughter.  I have been working for a company at home for the past year.  During the months of October thru March I make an excellent salary.  I was told that the months in between would be slow, but nobody indicated how slow it would be.  I am currently making $250 a week and have gotten behind in a lot of bills.  I would like a loan for $5,000 to get caught up and survive until October.  I would be able to repay a good portion of this in the months following October thru March, and when I receive my income tax refund pay it off.  I normally don't ask anyone for any help, but I am desperate and don't see how I can get out of my situation any other way.  Someone please help me.   Code: GC67JL

Ongoing
Thank you for considering this request. In May 2006 I started a small trucking company hauling automobiles. The company failed due to rising fuel prices and slow freight due to the economy. I was left with all the bills of the company as my partner bailed on me when the business started failing. I am working and digging out of the debt but it is overwhelming. I was able to sell the truck and trailer with a balance owed on the truck. Unfortunately I stupidly did a refi on my house and used my credit cards to try to carry the business until times got better but wasnt able to carry it long enough. I am needing 175000 to get everything settled and into one managable payment. Before I started the business I had a 730-750 Fico score now its probably around 500-530 I am working and my wife is working. We are paying the creditors who are willing to work with us. We were sold credit protection on all these accounts but when it came time to use it they said that scince I didnt get unemployment compensation I couldn't use the benifits. I didn't get umemployment benifits because I was self employed when the business failed. If you are willing to help I can pay the loan back over 15 years at a reasonable intrest. I know that with this money I will only have the one payment. I may be able to pay off sooner depending on the terms of the loan.                 Code: WC65BH

Ongoing
We are looking for quite a large loan to purchase a farm and equipment to set up a goat dairy farm, which we will initially use to grow our herd and generate the income from selling the milk to milk processors already in place, then to diversify slowly and start producing our own products locally, like cheese, ice cream, yoghurts.  I have completed the dairy goat production course, husband is working and we have 4 children, we are lacking in land, and so far have about 30 goats ready to milk from next spring, but we are short on land and we have to purchase hay.  A farm of our own would save this expense, plus at the moment we don't have proper facilities should we want to sell the milk.  We have so far a two goat portable milking machine.  The potential for this is great as it is in demand, while setting up the working dairy farm, we will have a public petting area for some of the goats and use it also as an educational resource. We do realize the costs, and the insurance involved, but we are in a great location and I have personally had to turn away many people looking for the products.   We could use a loan of 500K euros, but the payments initially for the first 3-4 years whilst growing would have to be low in order for us to swing with our current mortgage.  Certainly no more than 700 euros a month, plus the fact that our oldest will be starting college.   Once we are up and running and as I said supplying milk first, we can increase the month payments to 1200-1500, again this is when we are up and running with a good size herd of at least 200 milking.    We could provide eventually some local jobs, as well as employment for persons with disabilities, whilst we would not be a huge employer, the potential for something like this to benefit both the community and to create a good return through time is great.    I also have a number of people who would willingly buy some goat meat off me.  We are not fancy people, my husband works, and I am willing to put the sweat in and I actually know what I am doing.  Our credit is bad, we had some hard times,  but again - all you have to do is look worldwide to see the growing demand for quality products like Goat products,  - they are often sold out.    Please consider my request,  - I don't want to sound like a whiner, but I am being upfront, honest, and I hope that people out there can realize how genuine we really are about this.                              Code: MD47PL

Ongoing
HAPPEY DAYS ARE AHEAD Need -   $7,500.00 when-   withen 2 weeks for what-    pay off medical , catch up on utillitys, house, kids back to school, restart small bussiness repay-   $150.00 every 2 weeks             Code: RC35EJ

Ongoing
I am a single female with no dependents(except for a cat and a dog). I have worked  since I was 17 yrs old. Financially, I have always struggled. I could never seem to get it together. Made a lot of bad financial decisions regarding my money. Always felt that since I worked hard, I deserved to play even harder, which led me down the road of financial disaster.  Now that I am in my forties, I realized that i needed to grow up and be more responsible and yes, it took me all this time to "get it". What I am asking for will be a large sum and I understand when someone is reading this, that they will think it will be too much to invest in.  However,  since my debt has gotten out of control, this amount is needed to get my life back on track and get myself out of this financial hole I made.  What I will need is $100,000, which I could justify through documentation. I have a student loan which I have had for so long, a car loan, overdue back taxes, a home which was obtained through seller financing but having difficulty making payments. I would like to pay this off, plus misc. bills. I have a full time job and part time job. I am here because I have no other alternatives. There is no one I can turn to, to help me out.  No bank will give me a loan due to poor credit. I have the IRS threatening with putting a lien on my house and or garnishing my paycheck. I need these funds as soon as humanly possible.  I am willing to pay back the loan at $400-$600 a month,  or more as I recieve more overtime hours from both jobs. I am open to negotiating the terms.
Thank you for your time and consideration.                        Code: RH68KP
For my children's future. Single parent attending college need $22,000 - $25,000 loan for Fall (2008) semester, will repay within 4 years, 12% interest, no early repayment penalties, needed before mid-September. Repayment each month but would like the option to send additional payments to be applied to principle, will accept ACH payment requests but only if bi-weekly or semi-monthly.                     Code: CP86NS
WE ARE DISTRIBUTOR FOR TATAT INDICOM MOBILE FOR NASIK, MAHARSHTRA. FOR LAST FOUR YEAR. WE HAVE A TURNOVER OF RS. FOUR CR. INDIAN RUPPEES FOR LAST FINANCIAL YEAR. FOR BUSINESS EXPANTION WE REQUIRE RS. TWO CR. INDIAN RS. OR USD 500000. FOR THE PERIOD OF TEN YEARS.INVESTOR GET GOOD RETURNS OF INVESTMENT. INTERESTED PARTIES PLS CONTACT. Code: SM87FR

Ongoing
I am a Christian, single woman, over 50, seeking a $30,000.00 loan. This money would go toward small loan consolidation, auto repair work, and much needed dental work. I am open for discussion on terms (payback length and interest rates). I have never had a repo or bankruptcy. I do not have any credit cards nor do I have a mortgage, which equals no credit in today's financial environment. I have worked at least 2 jobs most of my life and therefore am not lazy. I have dozens of excellent personal references. In the past few years, I have gone through a divorce, a hurricane, a layoff of my major employment (which equaled employment of over 12 years and a salary of $60,000), working for another major corporation at $28,000 start pay - with promises of double in three years; only to work two years and through consolidating offices -  closed. I don't consider myself a victim but a survivor. I experienced  slow pay on my credit report due to those circumstances. I am currently cleaning houses, working through temp-agencies, and keeping books and cleaning for a couple of small rural churches.  I am taking computer courses and office management courses in anticipation of promises of the local chemical plants conducting major expansions, and needs for those positions in the upcoming 6 months. I cannot tell you how much help this loan would be for me. I eagerly await your contact. Thank you so VERY MUCH.     Code: JS53DB

Ends 10/9/2008 
"To expand my business i need $8000.00 and i promise to pay a good rate if i can fine a lender. I am experienced in this business a Record laber and i can double the income."        Code:RK99BE

Ends: 10/8/2008 
Home Based Business Owner seeking expansion funds: First off, Thanks for considering my request. 
I'm a military member looking to expand my coin operated vending business as well as expand into the consulting arena. I need 7000.00 to place machines in new locations and for specialized training. I can repay monthly and can be flexible with whatever interest rate the lender deems.  Thanks again for considering my request.                                          Code:AW67KL

Ends: 10/8/08 
I need a loan of $10,000.00, and unfortunately I am unable to get one through normal means. Therefore, I need someone outside of normal channels to help me secured the funds I need.
I need the loan before August 10, 2008. The loan will be used for two reasons, the first is to assist my soon into college, his freshman year. Second to assist in paying the remaining college courses that I am trying to finish.
I have come up with two options of repayment: (all negotiable) 1. $10,000.00 @ 8% for 4 years, monthly payment $244.13.
2. $10,000.00 @ 7.5% for 5 years. monthly payment $200.38 I hope to find some good soul to help me out in this situation, I assure you that you will not regret your assistance in this matter. Sincerely yours, RJ          Code: RJ75HY

Ongoing
To whom it may concern with a Good Heart. Hi i'm in the late 20's,F. I'm seeking a favourable reply of anybody who's is willing to reply my loan request of my terrible situation currently. I'm looking at $50k to $70k nett after whatever fees is imposed during transfer transaction which could be included in the loan gross.I'm running out of time actually which need to be settle by end of this month,June, which is a few days from now, or the soonest if possible, A.S.A.P. Lesson learnt from Bad financial handling, without thinking of the consequences. All i need now is to settle every single debts that is behind my back and just focus on ONE repayment sources.With PRIDE, i've known to think maturely. As for the repayment, initial stage i'm able to pay $300 to 500 monthly at least for the first six month. And only able to look at the interest rate of 10% annually MAXIMUM. After graduating from few courses for upgading purposes, i'm now a freelance biz owner working with a few companies concurrently. And CONFIDENTLY to repay with the help of my hubby who now working stablely in the oil and gas company. PLEASE, Pls help me, all i want now is start Afresh.                    Code: NN47JL

Ongoing
I am a young, ambitious business opportunity seeker. I am currently in University majoring in Urban Planning and I will be graduating this year. With my degree, I plan to be a real estate entrepreneur one day. My plan is to buy a small vending machine business, expand it (because it is a cash flow business) to grow my assets and capital, then move into the real estate world. This is my dream, and for me to begin this journey I need an angel investor like yourself to help me. The banks cannot help me, other private lenders cannot help me either because I don't own a home or a property. I am
just a young guy trying to begin my life by starting a small business. I would like to buy an established vending machine business from a person looking to sell his because it keeps him from having a daytime job. I saw his ad on kijiji, contacted him and had a meeting with him. I found out he went to my university and knew my struggle so therefore he wanted to sell me his business for the best price so I can make some revenue with it. His asking price is 10,000 dollars. This includes 4 combination machines already placed at different locations, generating 640 dollars each month in revenue. Each machine is worth 3,500 dollars and usually people sell their location between 1500 and 2500 dollars. Inventory, documents are available if you request it. Presently, I work for Federal Express(FedEx) and I make about 270 a week. With the revenue I will be making off these machines and my pay at work, I will be able to make monthly payments with interest for your
loan. Please consider my plan as none of this will come true unless I get your help. If you need any sort of information, please let me know and I will provide it to you asap.                     Code: SS25ED

Ongoing
Seeking Unsecured Loan Funds from private individual investors/providers who would care to help.  Funds are required now or soonest. Amt required is AU$50,000 to $150,000K or equivalent from overseas source at approx 4%-6% APR over five to ten years.    It is for Debt Consolidation and Investment purposes. Willing to enter into a suitable repayment  schedule and agreement and negotiate the terms of the total package.                   Code: JG42CD

Ongoing
PLEASE HELP!!! I am a 22 year old college student attending chef school. I am in need of a student loan for $105,000 to pay the total cost of my tuition. I plan to us the remaining $55,500 to pay off personal loans and credit cards. I currently have a full time job as purchasing agent for a plumbing supply company that I have been with for 4 yrs. I can pay up to 8% interest and I can easily afford $1100.00 per month payment. Thank you.              Code: BW24ED

Ongoing
THIS IS A LOAN REQUEST FOR $15,000. TO $20,000.  I WOULD NEED THIS AS SOON AS POSSIBLE.  I AM ASKING FOR THIS AMOUNT BECAUSE OF SOME FINANCIAL PROBLEMS I HAVE.  I NEED TO PAY MY PROPERTY TAXES FOR 2007 AND 2008.  I AM ALSO BEHIND ON MOST  OF MY OTHER BILLS.  THIS WOULD ENABLE ME TO PAY THE TAXES, CATCH UP ON MY BILLS AND HAVE SOME AVAILABLE MONEY FOR PAYING MY BILLS AS THEY COME IN.  I AM WORKING, AND ALSO RECEIVE A PENSION.  MY WIFE WORKS ALSO.  WE MAY HAVE OVEREXTENDED OURSELVES, ALONG WITH SOME MEDICAL PROBLEMS, AND MY MOTHER-IN-LAW MOVING IN WITH US TO CAUSE US THESE FINANCIAL PROBLEMS.  I WORKED IN THE FIRE DEPT. FOR ALMOST 30 YEARS HELPING PEOPLE, AND NOW I AM LOOKING FOR SOMEONE WHO MIGHT BE ABLE TO HELP ME. I WOULD BE ABLE TO MAKE PAYMENTS MONTHLY BY AUTOMATIC WITHDRAWALS FROM MY CHECKING ACCOUNT.
THANK YOU.                      Code: EG36JN

Ongoing
HELLO!  Thank you for considering my need.  I am so very appreciative! I am a single mother of two.  I am a teacher with reading and other endorsements and a Master's Degree.  I work very, very hard.  However, my divorce (from infidelity on my ex-husband's side) has been extremely difficult.  I have a strong faith.  But, have been struggling to live on 1/3 of what I have been used to.  I have been forced to max out all credit and even obtain payday loans.  My extended family has helped.  But, I just need to get these things paid off and down so my children and I can "live." I am requesting a $3000.00 loan.  I need it as soon as possible.  I will use it to pay off the above-mentioned debt and will make monthly payments to you.  I am very open to any interest rate requests. However, due to so many fraudulant people, I will not pay "up front" fees.  You may include them in my loan amount though.  :)
I need help.  I need someone to give us a break and a chance. THANK YOU!!!!                  Code: RH45GB

 

 

 

 

 



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